In a large mixing bowl, combine 2 packages of softened cream cheese with 1 ½ cups of shredded sharp cheddar cheese. Mix until smooth and creamy.

Add ¼ cup minced onion, 2 tablespoons of salsa, 1 teaspoon ground cumin, ½ teaspoon cayenne pepper (if using), ¼ teaspoon garlic powder, and a pinch of salt and pepper. Stir until evenly incorporated.

Shape the cheese mixture into a rough ball. If too soft, refrigerate for 15-20 minutes to firm up.

Spread 1 cup of crushed tortilla chips on plastic wrap. Roll the cheese ball in the chips, pressing gently to adhere.

Define ridges along the surface of the cheese ball to mimic a pumpkin shape.

Insert a small bell pepper stem into the top center of your cheese ball.

Wrap the cheese ball in plastic wrap and refrigerate for at least 1 hour.

Serve with crackers or fresh vegetables for dipping.